How it works
Five steps from the receipt to the year-end close. You decide at every step.
Snap a receipt
Snap receipts with your phone or upload PDFs. QR-bills and PDFs with a text layer are read directly. Photos and scans are read by Scaleway in Paris. The same document uploaded twice is kept once. Documents with an AHV number, payslips or health data are entered in a form.
Booking to the Swiss SME chart
The account from the Swiss SME chart and the VAT code are proposed from your legal form and VAT method. Amounts are checked. Nothing is posted automatically. Posted entries cannot be changed; corrections are made by reversal.
VAT
The effective method and the net tax rate method are supported. You review the figures and submit them yourself. Not VAT-registered yet? Bookings then have no VAT codes.
Year-end close and draft tax return
The balance sheet and income statement are produced as PDF. This is not tax advice. You file the return with the tax office yourself. Nothing is filed in your name.
Tax notes from public sources
Check points, such as deadlines or missing information, are based on published information. Each note shows its source. You decide whether and how to act on it.
Umbu is accounting software. Umbu does not provide tax, legal or fiduciary advice. Tax notes are general information from public sources; you review and decide, and you remain responsible for your books and your tax return.